Crypto Card Glossary
Clear, plain-English definitions of the terms you'll meet when using a crypto card — from stablecoins and VCCs to KYC and 3D Secure.
- 3D Secure (3DS)An extra authentication layer for online card payments that verifies the cardholder, reducing fraud.
- BIN (Bank Identification Number)The first 6–8 digits of a card number that identify the issuing institution, network, and card type.
- Crypto CardA payment card on the Visa or Mastercard network funded by cryptocurrency, which converts to fiat at the point of sale.
- KYC (Know Your Customer)The identity-verification process regulated financial providers use to confirm who their customers are.
- StablecoinA cryptocurrency designed to hold a stable value, usually pegged 1:1 to a fiat currency like the US dollar.
- Tiered KYCA verification model where minimal identity info unlocks basic use and additional verification unlocks higher limits.
- USDC (USD Coin)A regulated US-dollar stablecoin issued by Circle, an alternative to USDT for funding crypto cards.
- USDT (Tether)The most widely used US-dollar stablecoin, commonly used to fund crypto cards because its value stays near $1.
- VCC (Virtual Credit Card)An acronym for virtual credit card — a digital-only card for online payments, usually prepaid rather than true credit.
- Virtual CardA digital-only payment card (number, expiry, CVV) with no physical plastic, used primarily for online payments.
Explore Kripicard
Discover our complete suite of crypto virtual card solutions and services