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  3. /3D Secure (3DS)
Glossary

3D Secure (3DS)

An extra authentication layer for online card payments that verifies the cardholder, reducing fraud.

Last updated: June 2026

3D Secure (3DS) adds a verification step — such as a code or app confirmation — to online card transactions. It shifts liability for fraud and is widely required by merchants and ad platforms.

Crypto cards on the Visa/Mastercard networks support 3DS, which is important for funding ad accounts and high-value online purchases.

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Related terms

  • Virtual CardA digital-only payment card (number, expiry, CVV) with no physical plastic, used primarily for online payments.

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© 2026 Kripicard. All rights reserved. Kripicard is a financial technology company. Virtual cards are issued by licensed partners in their respective jurisdictions. Availability of products may vary by region and are subject to local laws and regulations.