Card Decline
When a card payment is refused — due to insufficient balance, BIN restrictions, fraud checks or limits.
Last updated:
A decline is a rejected transaction. Common causes include too little balance, hitting a spending limit, a merchant blocking the card's BIN, or a fraud or 3D Secure check failing.
On prepaid crypto cards, the most frequent cause is simply an insufficient loaded balance, which a quick top-up resolves.
Related terms
- BIN (Bank Identification Number)The first 6–8 digits of a card number that identify the issuing institution, network, and card type.
- Spending LimitThe maximum amount a card can spend in a period, often tied to the cardholder's KYC verification tier.
- 3D Secure (3DS)An extra authentication layer for online card payments that verifies the cardholder, reducing fraud.
Explore Kripicard
Discover our complete suite of crypto virtual card solutions and services