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Glossary

Stablecoin

A cryptocurrency designed to hold a stable value, usually pegged 1:1 to a fiat currency like the US dollar.

Last updated: June 2026

Stablecoins such as USDT and USDC are pegged to the US dollar, so their value does not fluctuate like Bitcoin or Ethereum. This makes them ideal for funding payment cards, since your spendable balance stays predictable.

Because stablecoins are borderless, cards funded with them avoid the foreign-transaction markups common on bank cards.

USDT vs USDC for cards

Related terms

  • USDT (Tether)The most widely used US-dollar stablecoin, commonly used to fund crypto cards because its value stays near $1.
  • USDC (USD Coin)A regulated US-dollar stablecoin issued by Circle, an alternative to USDT for funding crypto cards.
  • Crypto CardA payment card on the Visa or Mastercard network funded by cryptocurrency, which converts to fiat at the point of sale.

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