Crypto Card
A payment card on the Visa or Mastercard network funded by cryptocurrency, which converts to fiat at the point of sale.
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A crypto card is a debit-style payment card linked to a cryptocurrency balance instead of a bank account. When you pay, the issuer converts the needed amount of crypto (commonly USDT) to fiat instantly, so merchants are paid in ordinary currency.
Crypto cards come in virtual and physical forms and are typically prepaid, meaning you spend a balance you load rather than borrowing on credit.
Related terms
- Virtual CardA digital-only payment card (number, expiry, CVV) with no physical plastic, used primarily for online payments.
- StablecoinA cryptocurrency designed to hold a stable value, usually pegged 1:1 to a fiat currency like the US dollar.
- USDT (Tether)The most widely used US-dollar stablecoin, commonly used to fund crypto cards because its value stays near $1.
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