Kripicard fees explained
Kripicard keeps pricing simple: no monthly account fee and transparent costs on top-ups and spending. This page breaks down the fee types you'll encounter — funding, FX, and network costs — so you know exactly what you pay before you sign up. For live numbers, always check the pricing page.
The fees that can apply
Here are the cost categories for a USDT-funded virtual card. Exact rates are shown live on the pricing page and in your dashboard.
| Fee type | When it applies | What to expect |
|---|---|---|
| Account / monthly | Ongoing | No monthly account fee |
| Top-up (funding) | When you add USDT | Transparent funding fee shown before you confirm |
| Network (gas) | On-chain deposit | Set by the blockchain, not Kripicard — pick a cheap network |
| FX / conversion | Spending in another currency | No hidden FX markup baked into the rate |
| Card issuance | Creating a card | Shown at issuance — varies by card type |
How to minimize what you pay
Pick a low-fee network
Network (gas) fees are set by the blockchain. Depositing USDT over Solana or TRC-20 is usually cheaper than ERC-20.
Top up in larger batches
Fewer, larger top-ups mean you pay funding and network fees less often than many small deposits.
Watch pre-auth holds
Hotels and rentals may hold more than the final charge. Keep extra balance so holds don't cause declines.
Spend in card currency
Where possible, let merchants charge in your card's currency to avoid their own conversion markups.
Kripicard fees — FAQ
Does Kripicard charge a monthly fee?+
Why is there a network fee?+
Is there an FX markup on foreign spending?+
Where can I see exact fees?+
See live Kripicard pricing
Check the current fee schedule and estimate your costs before you fund a card.
Related resources
Explore Kripicard
Discover our complete suite of crypto virtual card solutions and services