Prepaid Card
A card you load with a balance before spending, with no credit line, borrowing or interest.
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A prepaid card lets you spend only the balance you have loaded. There is no credit check, no borrowing and no interest — you cannot spend money you have not added.
Most crypto cards are prepaid: you top up with stablecoins and spend that balance, which makes them easy to budget with and lower-risk than credit products.
Related terms
- Crypto CardA payment card on the Visa or Mastercard network funded by cryptocurrency, which converts to fiat at the point of sale.
- Top-UpAdding funds to a prepaid card balance — on a crypto card, by depositing stablecoins such as USDT.
- VCC (Virtual Credit Card)An acronym for virtual credit card — a digital-only card for online payments, usually prepaid rather than true credit.
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