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Glossary

Prepaid Card

A card you load with a balance before spending, with no credit line, borrowing or interest.

Last updated: June 2026

A prepaid card lets you spend only the balance you have loaded. There is no credit check, no borrowing and no interest — you cannot spend money you have not added.

Most crypto cards are prepaid: you top up with stablecoins and spend that balance, which makes them easy to budget with and lower-risk than credit products.

Related terms

  • Crypto CardA payment card on the Visa or Mastercard network funded by cryptocurrency, which converts to fiat at the point of sale.
  • Top-UpAdding funds to a prepaid card balance — on a crypto card, by depositing stablecoins such as USDT.
  • VCC (Virtual Credit Card)An acronym for virtual credit card — a digital-only card for online payments, usually prepaid rather than true credit.

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© 2026 Kripicard. All rights reserved. Kripicard is a financial technology company. Virtual cards are issued by licensed partners in their respective jurisdictions. Availability of products may vary by region and are subject to local laws and regulations.