Spending Limit
The maximum amount a card can spend in a period, often tied to the cardholder's KYC verification tier.
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A spending limit caps how much a card can transact per day, month, or in total. Limits protect against fraud and keep providers compliant with network and regulatory rules.
With tiered KYC, completing more identity verification typically raises your spending limits, while minimal verification keeps them lower.
Related terms
- Tiered KYCA verification model where minimal identity info unlocks basic use and additional verification unlocks higher limits.
- KYC (Know Your Customer)The identity-verification process regulated financial providers use to confirm who their customers are.
- Card DeclineWhen a card payment is refused — due to insufficient balance, BIN restrictions, fraud checks or limits.
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