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The rules that govern your use of Kripicard's virtual cards, gift cards, eSIMs, crypto top-ups, and APIs. Please read them carefully — using Kripicard means you agree to them.
A quick summary of the key points. The full, binding terms are below.
Virtual Visa/Mastercard cards, prepaid gift cards, and travel eSIMs — plus API access for each, all fundable with crypto.
You must be at least 18 and able to enter into binding agreements to use Kripicard.
We use Know Your Transaction monitoring to meet anti-fraud and anti-money-laundering standards.
Card issuance, settlement, and custody are handled by independent, regulated partners.
Welcome to Kripicard, operated by Uweb3 Management BR.
By accessing or using our platform, services, or website, you agree to comply with these Terms and Conditions ("Terms"). Please read them carefully before using our products or services.
If you do not agree with these Terms, you should not use Kripicard.
Kripicard provides digital payment and connectivity solutions including:
The platform is designed for individuals and businesses seeking secure and efficient financial and connectivity tools that bridge crypto and fiat. Gift cards and eSIMs are provided together with independent third-party suppliers, and their use may be subject to those suppliers' own terms, redemption rules, and regional availability.
To use Kripicard services, you must:
We reserve the right to suspend or terminate access for users who do not meet these requirements.
You are responsible for all actions performed under your Kripicard account. You agree to maintain the confidentiality of your credentials and notify us immediately of any unauthorized activity.
Kripicard is not liable for any losses resulting from unauthorized access if you fail to protect your credentials.
Kripicard uses KYT (Know Your Transaction) monitoring to ensure compliance with anti-fraud and anti-money laundering standards.
We may review transaction activity and block or reverse operations deemed suspicious or non-compliant with regulatory requirements.
Fees, card limits, and operational limits are disclosed during the purchase or top-up process.
We reserve the right to update pricing or limits at any time to reflect network or regulatory adjustments.
Users may not use Kripicard services for:
Violation of these rules may result in immediate account suspension.
Kripicard virtual cards are accepted globally where Visa or Mastercard are supported. Usage is subject to card issuer network rules and merchant acceptance policies.
Kripicard does not guarantee acceptance at all merchants or services.
Transactions made using Kripicard are generally non-refundable once authorized. In case of technical or operational errors, users may request a manual review by emailing support at privacy@kripicard.com or, for faster handling, by opening a support ticket from within the Kripicard platform dashboard.
All disputes related to unauthorized charges must be reported within 10 days of occurrence, either by email or by opening a support ticket on the platform. Tickets submitted through the platform are prioritized and typically resolved faster than email requests.
Kripicard and Uweb3 Management BR are not liable for:
Your use of Kripicard is at your own risk.
Kripicard is a technology platform that facilitates the issuance of virtual cards and the conversion of digital assets into spendable card balances. Kripicard is not a bank, is not a licensed money transmitter in every jurisdiction, and does not itself hold customer fiat deposits. All card issuance, card processing, settlement, custody of fiat balances, and movement of funds are performed by independent, regulated third-party partners, including but not limited to issuing banks, Visa and Mastercard card networks, acquirers, Banking-as-a-Service (BaaS) providers, payment processors, and custodians (collectively, the "Banking Partners").
You acknowledge and agree that Banking Partners operate under their own terms, compliance programs, regulatory obligations, and risk policies, which are outside of Kripicard's control. In the course of their legal, regulatory, AML/CFT, sanctions-screening, fraud-prevention, or risk-management procedures, a Banking Partner may, at its sole discretion and without prior notice:
To the maximum extent permitted by applicable law, Kripicard and Uweb3 Management BR shall not be liable, and shall not be required to issue any refund, reimbursement, credit, or compensation, for any loss, damage, delay, unavailability, or diminution of funds, cards, or balances caused by, arising from, or attributable to any act or omission of a Banking Partner, including (without limitation) any freeze, hold, confiscation, chargeback, seizure, reversal, or closure described above. This limitation applies regardless of whether the Banking Partner's action is later determined to have been correct, justified, lawful, or in error.
Good-faith assistance. Notwithstanding the foregoing, Kripicard will use commercially reasonable efforts, at no additional charge, to assist the affected user in good faith, including by: (i) liaising with the relevant Banking Partner on the user's behalf; (ii) relaying documentation, clarifications, and source-of-funds evidence provided by the user; and (iii) following up until the matter is resolved by the Banking Partner. Such assistance is offered as a courtesy and does not constitute an admission of liability, a guarantee of recovery, or a promise of any particular outcome or timeframe. The user remains the legal counterparty of the Banking Partner with respect to the affected funds.
User cooperation and indemnity. You agree to cooperate promptly and in good faith with any information or documentation request made by Kripicard or a Banking Partner in connection with a freeze or investigation. You further agree to indemnify and hold harmless Kripicard, Uweb3 Management BR, and their respective officers, employees, and affiliates from and against any claim, demand, loss, liability, cost, or expense (including reasonable legal fees) arising out of funds frozen, withheld, or confiscated by a Banking Partner in connection with your account, transactions, or conduct.
Our track record. In February 2026, one of our Banking Partners imposed temporary account locks that affected a portion of customer balances. Although Kripicard was not legally obligated to do so under these Terms, the company voluntarily began refunding affected users and pursued formal fund-recovery cases on their behalf, ultimately concluding the large majority of those cases with funds returned. We disclose this precedent transparently: while the liability limitations above remain in force and Kripicard reserves the right to rely on them, our consistent practice is to act ethically and in our customers' best interest wherever we reasonably can.
Consumer rights. Nothing in this section is intended to limit, exclude, or waive any right, remedy, or protection that cannot be limited, excluded, or waived under the mandatory consumer or financial-services laws applicable to you. Where such mandatory protections apply, this section shall be read as limited to the maximum extent permitted by those laws.
All content, logos, and materials displayed on Kripicard.com are the property of Uweb3 Management BR and may not be copied or reused without written consent.
We reserve the right to suspend or terminate any user account that violates these Terms or applicable laws, without prior notice.
Kripicard may revise these Terms periodically to reflect operational or legal changes.
Any updates will be published on this page with the updated "Effective Date."
These Terms are governed by the laws of Brazil, without regard to conflict of law principles.
Disputes will be resolved exclusively in the competent courts of Rio de Janeiro, Brazil.
The Company provides equal employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex, national origin, sexual orientation, gender identity and expression or any other characteristic protected by federal, state, or local law.
For questions or concerns about these Terms, please reach out to us directly.
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