Countries with the most BINs.
Every BIN is registered to an issuer in a specific country, which is why the first digits of a card reveal where it was issued. This page ranks the markets holding the most documented ranges and explains why the issuing country decides whether a payment goes through.
Last updated 1 August 2026
Markets with documented ranges
Publicly documented issuer ranges
Banks and fintechs in the directory
Distinct billing currencies
Countries ranked by BIN ranges
Documented ranges grouped by issuing country, with the number of issuers and the billing currency used in each market. Select a country to see its full BIN list.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
Billing currencies across the directory
The currency attached to each range. This is the currency the cardholder is billed in, not a restriction on where the card can be spent.
- 1USD1339.4%
- 2GBP618.2%
- 3BRL412.1%
- 4EUR412.1%
- 5CAD26.1%
- 6JPY26.1%
- 7MXN26.1%
Issuers behind those country ranges
The banks and fintechs holding the most documented ranges across all markets.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
Why issuing concentrates in a few markets
BIN counts cluster in large, fragmented banking markets. Where hundreds of banks and credit unions compete, each one needs its own numbering blocks, and each product line within those banks tends to get a range of its own. Markets served by a handful of very large banks produce far fewer ranges for the same number of cardholders.
Fintech issuance amplifies the effect. Digital-first issuers launch products faster than traditional banks and often run separate ranges for each region they operate in, which is why a single fintech can appear across several markets in a ranking like this one.
When the issuing country blocks a payment
Plenty of online services are only available in certain countries, and the card BIN is how they enforce it. Because the issuing country is embedded in the first digits, a merchant can reject a foreign card the instant it is entered — no address check required.
This catches people out most often with streaming services, regional storefronts, government portals and advertising platforms that bill in a fixed market. A billing address in the right country does not help if the BIN says the card was issued somewhere else.
- Streaming and subscription platforms frequently require a domestically issued card.
- Ad platforms may apply different tax treatment based on the BIN country.
- Cross-border transactions can carry a foreign transaction fee of roughly 1–3% depending on the issuer.
- Some marketplaces price in the BIN currency, so the issuing country changes what you are charged.
Methodology
Country figures are computed automatically from Kripicard's curated BIN directory of 33 publicly documented ranges across 7 countries. It is a reference sample of well-documented issuer ranges rather than a census of global BIN allocation, so the ranking shows relative coverage within this dataset and should not be read as each country's true share of the world's BINs. Single-card lookups in the Kripicard BIN tool query a live database at request time.
Frequently asked questions
Which country has the most BINs?
In Kripicard's directory United States holds the most documented ranges, with 13 of 33 tracked BINs. Large domestic markets with many competing issuers tend to hold the most ranges, because each issuer needs its own numbering blocks.
Does the BIN show which country a card is from?
Yes. Every BIN is registered to an issuing institution in a specific country, so the first six to eight digits reveal the issuing country even when the cardholder is somewhere else entirely. That is the issuing country, not the cardholder's current location.
Why do merchants care about the issuing country?
Cross-border transactions carry higher interchange and higher fraud risk, so many merchants apply stricter rules to foreign-issued cards. Some subscription services and regional storefronts refuse cards issued outside their market entirely.
Can I pay a US merchant with a card issued elsewhere?
Usually yes, as long as the merchant accepts international cards. Some US services restrict payment to domestically issued cards, in which case a card on a US BIN is required regardless of where you live.
Does the currency of a BIN limit where I can spend?
No. The currency attached to a BIN is the card's billing currency, not a spending restriction. Paying a merchant in another currency triggers a conversion, and depending on the issuer, a foreign transaction fee.
Which country are Kripicard virtual cards issued in?
Kripicard issues virtual Visa and Mastercard products through licensed partners, and available BIN countries depend on the product and your region. Check the card details in your dashboard to see the issuing country of a specific card before using it at a country-restricted merchant.
More BIN statistics
Find the issuing country of any card
Enter the first six to eight digits to see the issuing bank, country, currency and card type before you pay.
Explore Kripicard
Discover our complete suite of crypto virtual card solutions and services