How do I know if a card is corporate from the BIN?

The BIN's product class resolves as commercial, corporate, business or purchasing for company card ranges.

Why do commercial cards cost merchants more?

Commercial interchange rates are higher than consumer rates; submitting Level 2/3 transaction data can lower them.

Do virtual business cards resolve as commercial?

It depends on the issuing program — many virtual business card programs use commercial ranges, some use consumer ones. Check the specific BIN.

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Corporate BIN Lookup

Corporate card BIN lookup.

Identify whether a BIN belongs to a corporate or commercial card program — with the issuer, scheme, country and product class. Free and instant.

Identifying commercial card BINs

Card networks classify BIN ranges as consumer or commercial. Commercial ranges cover corporate cards, business debit, purchasing cards and fleet products — and they carry different interchange rates, acceptance rules and data requirements than consumer cards.

For B2B merchants, identifying a commercial BIN matters for pricing: commercial interchange is typically higher, and Level 2/Level 3 data submission can reduce it. For expense platforms, BIN classification helps route and categorize company spend correctly.

This lookup resolves any BIN and reports its product class alongside issuer, scheme and country — free, with no login, processing only the 6 to 8 digits you enter.

Also known as: corporate card BIN checker, T&E card BIN lookup. They all describe the same lookup.

BIN directoryBrowse BIN ranges by country, network and card type.BIN explorerFilter the full dataset by network, type and country.BINs by countryIssuer BIN lists for 224 countries and territories.

Frequently asked questions

How do I know if a card is corporate from the BIN?: The BIN's product class resolves as commercial, corporate, business or purchasing for company card ranges.
Why do commercial cards cost merchants more?: Commercial interchange rates are higher than consumer rates; submitting Level 2/3 transaction data can lower them.
Do virtual business cards resolve as commercial?: It depends on the issuing program — many virtual business card programs use commercial ranges, some use consumer ones. Check the specific BIN.

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