BIN 820986 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 820986.

What is BIN 820986?

BIN 820986 is on the RuPay network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the RuPay network.

RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 820986 itself is public metadata — it identifies the issuer, not the cardholder.

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BIN 820986, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 820986 break down.

8Major Industry Identifier — Healthcare, telecom and national assignments (incl. RuPay)

2Issuer range digit 2 of the 6-digit prefix

0Issuer range digit 3 of the 6-digit prefix

9Issuer range digit 4 of the 6-digit prefix

8Issuer range digit 5 of the 6-digit prefix

6Issuer range digit 6 of the 6-digit prefix

BIN 820986 — frequently asked questions

Which bank issued BIN 820986?

The live registry lookup doesn't currently return a bank name for BIN 820986. The prefix resolves to the RuPay network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 820986 run on?

BIN 820986 runs on the RuPay network. RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Is it legal to look up BIN 820986?

Yes. BIN 820986 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

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Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

820976 820977 820978 820979

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