BIN 820978 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 820978.

What is BIN 820978?

BIN 820978 is on the RuPay network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the RuPay network.

RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 820978 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.

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BIN 820978, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 820978 break down.

8Major Industry Identifier — Healthcare, telecom and national assignments (incl. RuPay)

2Issuer range digit 2 of the 6-digit prefix

0Issuer range digit 3 of the 6-digit prefix

9Issuer range digit 4 of the 6-digit prefix

7Issuer range digit 5 of the 6-digit prefix

8Issuer range digit 6 of the 6-digit prefix

BIN 820978 — frequently asked questions

Which bank issued BIN 820978?

The live registry lookup doesn't currently return a bank name for BIN 820978. The prefix resolves to the RuPay network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 820978 run on?

BIN 820978 runs on the RuPay network. RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Is it legal to look up BIN 820978?

Yes. BIN 820978 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

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Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

820968 820969 820970 820971

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