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A virtual card for your XMR
Load your Monero and spend it on Visa anywhere in the world — no bank account, no credit check, issued in about 60 seconds.
- Load XMR
- No bank account
- No credit check
- Issued in 60 seconds
- To get your card
- 60sTo get your card
- Countries supported
- 190+Countries supported
- FX markup
- 0%FX markup
- Monthly fees
- $0Monthly fees
Why use a Kripicard XMR virtual card
Load your Monero once and spend it like cash.
Load XMR directly
Top up your Visa balance straight from Monero — no bank transfer in between.
No bank account needed
A Visa card backed entirely by your XMR, with no bank or traditional card involved.
No credit check
No credit check and no KYC on the basic tier — sign up and load XMR to start.
Multiple cards
Create several virtual Visa cards from one XMR balance for different purposes.
Spend worldwide
Use it anywhere Visa is accepted in 190+ countries with zero FX markup.
Ready in a minute
Sign up, load XMR and your Visa card is ready to spend in about 60 seconds.
Kripicard vs the alternatives
| Feature | Kripicard | Bank card | Other crypto cards |
|---|---|---|---|
| Load XMR | Yes | No | Rarely |
| No bank account needed | Yes | No | Sometimes |
| No credit check | Yes | No | Yes |
| No KYC on basic tier | Yes | No | No |
| Issued in ~60 seconds | Yes | No | Sometimes |
| Works in 190+ countries | Yes | Limited | Sometimes |
Get your XMR virtual card in three steps
Create your account
Sign up with just an email — no documents on the basic tier.
Load XMR
Send Monero to your balance from any wallet or exchange.
Spend anywhere Visa works
Issue your Visa card and start spending the same minute.
What users say
"Loaded XMR once and now I just tap to pay — brilliant."
"The easiest XMR card I've used, ready in under a minute."
"My Monero finally spends like normal money."
Virtual card XMR — FAQs
What is a virtual card for XMR?
It's a virtual Visa card you load with XMR (Monero). Your Monero becomes a spendable balance you can use anywhere Visa is accepted — no bank account required.
How do I load XMR onto the card?
Send XMR from any wallet or exchange to your Kripicard balance. It's converted into a spendable Visa balance within minutes.
Is KYC or a credit check required?
No credit check, and the basic tier requires no KYC — sign up with an email and load XMR to begin.
How fast can I start spending?
About 60 seconds — sign up, load XMR and your Visa card is ready to spend the same minute.
Where does the card work?
Anywhere Visa is accepted online, across 190+ countries, with no FX markup on your spending.
Get your XMR virtual card
Load your Monero and spend it on Visa anywhere in the world — no bank account, no credit check, issued in about 60 seconds.
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