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Visa or Mastercard · Updated Monthly

Crypto Virtual Mastercard

Yes — Kripicard issues virtual Mastercards funded with crypto, and you choose the network when you create the card. Pick Mastercard or Visa at issuance, fund the balance with USDT, BTC, ETH, USDC or SOL, and the card is ready in about 60 seconds. Everything else is identical across the two networks: the same 60-second issuance, the same crypto funding, the same basic tier with no KYC, the same per-card limits and instant freeze, and no FX markup on USD pricing. The choice is genuinely yours, and for most spending either network reaches the same merchants.

Last updated: July 2026
Both
Mastercard or Visa, your pick
60 sec
Issuance on either network
0%
FX markup on USD
180+
Countries covered

On this page

  1. 01How to order a crypto virtual Mastercard
  2. 02Mastercard and Visa get identical terms
  3. 03Which network should you actually pick?

How to order a crypto virtual Mastercard

Sign up with an email, send crypto to your balance, then choose Mastercard as the network when you issue the card. The number, expiry and CVC appear immediately and can go straight into a checkout.

The network choice is made per card, not per account — so you can run a Mastercard for one merchant and a Visa for another from the same balance.

  • Fund with USDT, BTC, ETH, USDC or SOL.
  • Select Mastercard or Visa at issuance.
  • Card details ready in about 60 seconds.
  • No bank account and no card shipped.

Mastercard and Visa get identical terms

Choosing Mastercard costs nothing extra and gives up nothing. Issuance speed, funding methods, the no-KYC basic tier, per-card limits, instant freeze and zero FX markup on USD pricing are the same on both networks.

That matters because some issuers treat one network as a second-class option with slower issuance or narrower funding. Here the two are interchangeable on everything except the logo the merchant sees.

Which network should you actually pick?

For everyday online spending it rarely matters — both are accepted at effectively every card-taking merchant worldwide, and cases where one works and the other doesn't are rare.

Pick deliberately when something downstream cares about the BIN: a merchant or platform that only accepts one network, a service that has previously declined your other card, or a payout provider that specifies Mastercard. In those cases choose the network the counterparty asks for and issue a second card on the other network if you need to test.

Frequently asked questions

Can I order a virtual Mastercard funded with crypto?
Yes. Fund your balance with USDT, BTC, ETH, USDC or SOL, then select Mastercard as the network when you issue the card — it's ready in about 60 seconds, with no bank account required.
Do I choose Mastercard or Visa?
You choose at issuance, per card. The same balance can fund a Mastercard for one merchant and a Visa for another, so you're not locking your whole account into one network.
Are Mastercard and Visa cards treated differently?
No — full parity. Same 60-second issuance, same crypto funding, same no-KYC basic tier, same per-card limits and instant freeze, and no FX markup on USD pricing on either network.
Does the merchant know crypto was involved?
No. It sees an ordinary Mastercard authorisation like any other card payment. The crypto funding is entirely on your side.
Which network should I pick?
For most online spending either works, since acceptance is near-identical. Pick a specific network when a merchant, platform or payout provider explicitly requires it — otherwise the choice has little practical effect.
Are the fees different between networks?
No. Fees come from the issuer rather than the network, and Kripicard's are the same either way — including no FX markup on USD pricing.

Order your crypto virtual Mastercard

Fund with USDT and issue a virtual Mastercard — or Visa — in 60 seconds, with no FX markup and no bank account.

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