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Let users spend stablecoins on Visa
Add real-world crypto spending to your product with the Kripicard crypto spending API. Issue Visa cards funded from a single USDT balance so users spend anywhere Visa is accepted — no bank account, no credit check.
- Real-world spend
- USDT-funded
- Spend controls
- Cards in 60 seconds
- Per card issued
- 60sPer card issued
- Countries supported
- 190+Countries supported
- FX markup
- 0%FX markup
- Shared balance
- 1Shared balance
Why build on the crypto spending API
Turn stablecoin balances into everyday spending for your users.
Spend from USDT
Every card spends from one shared stablecoin balance over Visa rails.
One integration
Issue, fund, limit, freeze and close cards through a single API.
Spend controls
Set limits, freeze cards and review transactions for full control.
Scale on demand
Issue unlimited spending cards as your user base grows.
Spend worldwide
Users spend anywhere Visa is accepted in 190+ countries.
Fast issuance
Each card is ready in about 60 seconds, so spending starts immediately.
Kripicard spending API vs the alternatives
| Feature | Kripicard API | Bank/BIN sponsor | Other spending APIs |
|---|---|---|---|
| USDT-funded spending | Yes | No | Sometimes |
| Spend from one balance | Yes | Limited | Sometimes |
| No banking license needed | Yes | No | Sometimes |
| No KYC on basic tier | Yes | No | No |
| Card issued in ~60 seconds | Yes | No | Sometimes |
| Works in 190+ countries | Yes | Limited | Sometimes |
Get started in three steps
Create your account
Sign up with just an email — no documents on the basic tier.
Fund with USDT
Load stablecoins to your shared balance from any wallet or exchange.
Integrate and spend
Call the API to issue spending cards for your users on demand.
What builders say
"Our users spend their stablecoins in the real world, instantly."
"Crypto spending in one API — no bank, no issuer, full control."
"We power everyday spending for thousands of users from one balance."
Crypto spending API — FAQs
What is the crypto spending API?
It is an API that lets your users spend stablecoins in the real world. You issue Visa cards funded from a single USDT balance, and users spend anywhere Visa is accepted.
How does crypto spending work?
Users load a shared USDT balance, and every card spends from it over Visa rails — merchants are paid in local currency with no crypto handling at checkout.
How is spending funded?
All spend draws from one shared USDT balance. Load stablecoins once and allocate spend across every card you issue.
Can I set spend controls?
Yes. Set limits, freeze or close cards and pull transactions through the API for full control over spending.
Is there a credit check or KYC?
No credit check, and the basic tier needs no KYC — start with an email and fund your balance to begin.
Where can users spend?
Anywhere Visa is accepted online, across 190+ countries, with no FX markup on spending.
Let users spend stablecoins on Visa
Add real-world crypto spending with the Kripicard crypto spending API — issue and fund cards from a single USDT balance, no bank account, no credit check.
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