BIN 820731 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 820731.

What is BIN 820731?

BIN 820731 is on the RuPay network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the RuPay network.

RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 820731 itself is public metadata — it identifies the issuer, not the cardholder.

rupay

BIN 820731, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 820731 break down.

8Major Industry Identifier — Healthcare, telecom and national assignments (incl. RuPay)

2Issuer range digit 2 of the 6-digit prefix

0Issuer range digit 3 of the 6-digit prefix

7Issuer range digit 4 of the 6-digit prefix

3Issuer range digit 5 of the 6-digit prefix

1Issuer range digit 6 of the 6-digit prefix

BIN 820731 — frequently asked questions

Which bank issued BIN 820731?

The live registry lookup doesn't currently return a bank name for BIN 820731. The prefix resolves to the RuPay network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 820731 run on?

BIN 820731 runs on the RuPay network. RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Is it legal to look up BIN 820731?

Yes. BIN 820731 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

Need a working virtual card right now?

Kripicard issues Visa and Mastercard BINs in seconds. Fund with USDT, spend globally — ads, subscriptions and online purchases, all on day one.

Get Your Virtual Card

Developer? Issue cards via API.

Programmatically create, fund and freeze cards. Full REST API, webhooks and sandbox — built for media-buying agencies, marketplaces and fintechs.

Get API Access

Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

820721 820722 820723 820724

Explore Kripicard

Discover our complete suite of crypto virtual card solutions and services