BIN 820396 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 820396.

What is BIN 820396?

BIN 820396 is on the RuPay network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the RuPay network.

RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 820396 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.

rupay

BIN 820396, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 820396 break down.

8Major Industry Identifier — Healthcare, telecom and national assignments (incl. RuPay)

2Issuer range digit 2 of the 6-digit prefix

0Issuer range digit 3 of the 6-digit prefix

3Issuer range digit 4 of the 6-digit prefix

9Issuer range digit 5 of the 6-digit prefix

6Issuer range digit 6 of the 6-digit prefix

BIN 820396 — frequently asked questions

Which bank issued BIN 820396?

The live registry lookup doesn't currently return a bank name for BIN 820396. The prefix resolves to the RuPay network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 820396 run on?

BIN 820396 runs on the RuPay network. RuPay is India's domestic card network, operated by NPCI, with BIN ranges including 508, 81 and 82, and acceptance across India and partner networks abroad.

Is it legal to look up BIN 820396?

Yes. BIN 820396 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

Need a working virtual card right now?

Kripicard issues Visa and Mastercard BINs in seconds. Fund with USDT, spend globally — ads, subscriptions and online purchases, all on day one.

Get Your Virtual Card

Developer? Issue cards via API.

Programmatically create, fund and freeze cards. Full REST API, webhooks and sandbox — built for media-buying agencies, marketplaces and fintechs.

Get API Access

Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

820386 820387 820388 820389

Explore Kripicard

Discover our complete suite of crypto virtual card solutions and services