BIN 649099 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 649099.

What is BIN 649099?

BIN 649099 is on the Discover network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the Discover network.

Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 649099 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.

discover

BIN 649099, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 649099 break down.

6Major Industry Identifier — Merchandising & banking (Discover, UnionPay, Maestro)

4Issuer range digit 2 of the 6-digit prefix

9Issuer range digit 3 of the 6-digit prefix

0Issuer range digit 4 of the 6-digit prefix

9Issuer range digit 5 of the 6-digit prefix

9Issuer range digit 6 of the 6-digit prefix

BIN 649099 — frequently asked questions

Which bank issued BIN 649099?

The live registry lookup doesn't currently return a bank name for BIN 649099. The prefix resolves to the Discover network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 649099 run on?

BIN 649099 runs on the Discover network. Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Is it legal to look up BIN 649099?

Yes. BIN 649099 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

Need a working virtual card right now?

Kripicard issues Visa and Mastercard BINs in seconds. Fund with USDT, spend globally — ads, subscriptions and online purchases, all on day one.

Get Your Virtual Card

Developer? Issue cards via API.

Programmatically create, fund and freeze cards. Full REST API, webhooks and sandbox — built for media-buying agencies, marketplaces and fintechs.

Get API Access

Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

649089 649090 649091 649092

Explore Kripicard

Discover our complete suite of crypto virtual card solutions and services