BIN 646539 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 646539.

What is BIN 646539?

BIN 646539 is on the Discover network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the Discover network.

Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 646539 itself is public metadata — it identifies the issuer, not the cardholder.

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BIN 646539, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 646539 break down.

6Major Industry Identifier — Merchandising & banking (Discover, UnionPay, Maestro)

4Issuer range digit 2 of the 6-digit prefix

6Issuer range digit 3 of the 6-digit prefix

5Issuer range digit 4 of the 6-digit prefix

3Issuer range digit 5 of the 6-digit prefix

9Issuer range digit 6 of the 6-digit prefix

BIN 646539 — frequently asked questions

Which bank issued BIN 646539?

The live registry lookup doesn't currently return a bank name for BIN 646539. The prefix resolves to the Discover network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 646539 run on?

BIN 646539 runs on the Discover network. Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Is it legal to look up BIN 646539?

Yes. BIN 646539 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

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Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

646529 646530 646531 646532

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