BIN 645978 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 645978.

What is BIN 645978?

BIN 645978 is on the Discover network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the Discover network.

Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 645978 itself is public metadata — it identifies the issuer, not the cardholder.

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BIN 645978, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 645978 break down.

6Major Industry Identifier — Merchandising & banking (Discover, UnionPay, Maestro)

4Issuer range digit 2 of the 6-digit prefix

5Issuer range digit 3 of the 6-digit prefix

9Issuer range digit 4 of the 6-digit prefix

7Issuer range digit 5 of the 6-digit prefix

8Issuer range digit 6 of the 6-digit prefix

BIN 645978 — frequently asked questions

Which bank issued BIN 645978?

The live registry lookup doesn't currently return a bank name for BIN 645978. The prefix resolves to the Discover network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 645978 run on?

BIN 645978 runs on the Discover network. Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Is it legal to look up BIN 645978?

Yes. BIN 645978 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

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Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

645968 645969 645970 645971

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