BIN 645039 — Lookup & Card Details

Check bank, country, card type, and issuer information for BIN 645039.

What is BIN 645039?

BIN 645039 is on the Discover network.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the Discover network.

Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 645039 itself is public metadata — it identifies the issuer, not the cardholder.

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BIN 645039, digit by digit

Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 645039 break down.

6Major Industry Identifier — Merchandising & banking (Discover, UnionPay, Maestro)

4Issuer range digit 2 of the 6-digit prefix

5Issuer range digit 3 of the 6-digit prefix

0Issuer range digit 4 of the 6-digit prefix

3Issuer range digit 5 of the 6-digit prefix

9Issuer range digit 6 of the 6-digit prefix

BIN 645039 — frequently asked questions

Which bank issued BIN 645039?

The live registry lookup doesn't currently return a bank name for BIN 645039. The prefix resolves to the Discover network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.

What card network does BIN 645039 run on?

BIN 645039 runs on the Discover network. Discover is a U.S.-based network whose BINs include 6011, 65 and the 644–649 ranges, with international acceptance via partner networks.

Is it legal to look up BIN 645039?

Yes. BIN 645039 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.

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Related BIN ranges

Browse neighboring BINs — useful when pinpointing a card range.

Lower BINs

645029 645030 645031 645032

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