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BIN 636889 is issued by Central West Credit Union, Ltd,, from Australia, on the Eftpos network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 636889, that institution is Central West Credit Union, Ltd, in Australia. The card runs on the Eftpos network. Transactions settle in AUD .
Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 636889 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 636889 break down.
BIN 636889 is registered to Central West Credit Union, Ltd, in Australia. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 636889 was issued in Australia, where card transactions settle in AUD . Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 636889 runs on the Eftpos network as a debit card (Standard).
Yes. BIN 636889 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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