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BIN 628401 — Lookup & Card Details
Check bank, country, card type, and issuer information for BIN 628401.
What is BIN 628401?
BIN 628401 is from China, on the Unionpay network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. The card runs on the Unionpay network. Transactions settle in CNY.
UnionPay is China's card network and one of the largest in the world by cards issued; its BINs begin with 62 and are accepted in over 180 countries.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 628401 itself is public metadata — it identifies the issuer, not the cardholder.
BIN 628401, digit by digit
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 628401 break down.
BIN 628401 — frequently asked questions
Which bank issued BIN 628401?
The live registry lookup doesn't currently return a bank name for BIN 628401. The prefix resolves to the Unionpay network, and issuer details may appear as registries update — newly issued and virtual ranges often lag.
What country is BIN 628401 from?
BIN 628401 was issued in China, where card transactions settle in CNY. Country of issuance is set by the issuing institution's registration, not by where the card is used.
What card network does BIN 628401 run on?
BIN 628401 runs on the Unionpay network as a credit card (Consumer Credit - Core Plus). UnionPay is China's card network and one of the largest in the world by cards issued; its BINs begin with 62 and are accepted in over 180 countries.
Is it legal to look up BIN 628401?
Yes. BIN 628401 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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