BIN 549190 — Lookup & Card Details

BIN 549190 is issued by Mercantil, C.A., Banco Universal, from Venezuela (Bolivarian Republic of), on the Mastercard network, as a credit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 549190, that institution is Mercantil, C.A., Banco Universal in Venezuela (Bolivarian Republic of). The card runs on the Mastercard network. Transactions settle in VES.

Mastercard is a global network whose BINs fall in the 51–55 and 2221–2720 ranges, accepted at merchants worldwide.

Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 549190 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.