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BIN 548631 — Lookup & Card Details
Check bank, country, card type, and issuer information for BIN 548631.
What is BIN 548631?
BIN 548631 is issued by Optal Financial Europe Ltd, from Netherlands (Kingdom of the), on the Mastercard network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 548631, that institution is Optal Financial Europe Ltd in Netherlands (Kingdom of the). The card runs on the Mastercard network. Transactions settle in EUR.
Mastercard is a global network whose BINs fall in the 51–55 and 2221–2720 ranges, accepted at merchants worldwide.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 548631 itself is public metadata — it identifies the issuer, not the cardholder.
BIN 548631, digit by digit
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 548631 break down.
BIN 548631 — frequently asked questions
Which bank issued BIN 548631?
BIN 548631 is registered to Optal Financial Europe Ltd in Netherlands (Kingdom of the). The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
What country is BIN 548631 from?
BIN 548631 was issued in Netherlands (Kingdom of the), where card transactions settle in EUR. Country of issuance is set by the issuing institution's registration, not by where the card is used.
What card network does BIN 548631 run on?
BIN 548631 runs on the Mastercard network as a credit card (Mastercard Corporate). Mastercard is a global network whose BINs fall in the 51–55 and 2221–2720 ranges, accepted at merchants worldwide.
Is it legal to look up BIN 548631?
Yes. BIN 548631 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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