BIN 542038 — Lookup & Card Details

BIN 542038 is issued by Banco Provincial S.A. Banco Universal, from Venezuela (Bolivarian Republic of), on the Mastercard network, as a prepaid card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 542038, that institution is Banco Provincial S.A. Banco Universal in Venezuela (Bolivarian Republic of). The card runs on the Mastercard network. Transactions settle in VES.

Mastercard is a global network whose BINs fall in the 51–55 and 2221–2720 ranges, accepted at merchants worldwide.

Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 542038 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.