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BIN 538749 is issued by Nic Asia Bank Limited, from Nepal, on the Mastercard network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 538749, that institution is Nic Asia Bank Limited in Nepal. The card runs on the Mastercard network. Transactions settle in NPR.
Mastercard is a global network whose BINs fall in the 51–55 and 2221–2720 ranges, accepted at merchants worldwide.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 538749 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 538749 break down.
BIN 538749 is registered to Nic Asia Bank Limited in Nepal. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 538749 was issued in Nepal, where card transactions settle in NPR. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 538749 runs on the Mastercard network as a debit card (Debit Standard). Mastercard is a global network whose BINs fall in the 51–55 and 2221–2720 ranges, accepted at merchants worldwide.
Yes. BIN 538749 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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