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BIN 499914 — Lookup & Card Details
Check bank, country, card type, and issuer information for BIN 499914.
What is BIN 499914?
BIN 499914 is issued by Bank Of New Zealand, from New Zealand, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 499914, that institution is Bank Of New Zealand in New Zealand. The card runs on the Visa network. Transactions settle in NZD.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 499914 itself is public metadata — it identifies the issuer, not the cardholder.
BIN 499914, digit by digit
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 499914 break down.
BIN 499914 — frequently asked questions
Which bank issued BIN 499914?
BIN 499914 is registered to Bank Of New Zealand in New Zealand. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
What country is BIN 499914 from?
BIN 499914 was issued in New Zealand, where card transactions settle in NZD. Country of issuance is set by the issuing institution's registration, not by where the card is used.
What card network does BIN 499914 run on?
BIN 499914 runs on the Visa network as a credit card (Visa Business). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Is it legal to look up BIN 499914?
Yes. BIN 499914 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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