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BIN 496038 is issued by Antigua Commercial Bank, from Antigua and Barbuda, on the Visa network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 496038, that institution is Antigua Commercial Bank in Antigua and Barbuda. The card runs on the Visa network. Transactions settle in XCD.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 496038 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 496038 break down.
BIN 496038 is registered to Antigua Commercial Bank in Antigua and Barbuda. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 496038 was issued in Antigua and Barbuda, where card transactions settle in XCD. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 496038 runs on the Visa network as a debit card (Visa Gold). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 496038 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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