BIN 491291 — Lookup & Card Details

BIN 491291 is issued by Banco Ficohsa Nicaragua S.A., from Nicaragua, on the visa network, as a credit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 491291, that institution is Banco Ficohsa Nicaragua S.A. in Nicaragua. The card runs on the visa network. Transactions settle in NIO.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 491291 itself is public metadata — it identifies the issuer, not the cardholder.