BIN 491099 — Lookup & Card Details

BIN 491099 is issued by Banco Azteca (Panama) S.A., from Panama, on the visa network, as a credit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 491099, that institution is Banco Azteca (Panama) S.A. in Panama. The card runs on the visa network. Transactions settle in PAB.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 491099 itself is public metadata — it identifies the issuer, not the cardholder.