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BIN 491014 is issued by The Hongkong And Shanghai Banking Corporation Limited, from Sri Lanka, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 491014, that institution is The Hongkong And Shanghai Banking Corporation Limited in Sri Lanka. The card runs on the Visa network. Transactions settle in LKR.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 491014 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 491014 break down.
BIN 491014 is registered to The Hongkong And Shanghai Banking Corporation Limited in Sri Lanka. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 491014 was issued in Sri Lanka, where card transactions settle in LKR. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 491014 runs on the Visa network as a credit card (Visa Platinum). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 491014 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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