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BIN 490242 is issued by Newcastle Greater Mutual Group Ltd, from Australia, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 490242, that institution is Newcastle Greater Mutual Group Ltd in Australia. The card runs on the Visa network. Transactions settle in AUD .
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 490242 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 490242 break down.
BIN 490242 is registered to Newcastle Greater Mutual Group Ltd in Australia. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 490242 was issued in Australia, where card transactions settle in AUD . Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 490242 runs on the Visa network as a credit card (Visa Business). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 490242 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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