BIN 489640 — Lookup & Card Details

BIN 489640 is issued by Eastern Caribbean Amalgamated Bank Ltd., from Antigua and Barbuda, on the Visa network, as a credit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 489640, that institution is Eastern Caribbean Amalgamated Bank Ltd. in Antigua and Barbuda. The card runs on the Visa network. Transactions settle in XCD.

Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 489640 itself is public metadata — it identifies the issuer, not the cardholder.