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BIN 489577 is issued by Access Bank Botswana Limited, from Botswana, on the Visa network, as a prepaid card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 489577, that institution is Access Bank Botswana Limited in Botswana. The card runs on the Visa network. Transactions settle in BWP.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 489577 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 489577 break down.
BIN 489577 is registered to Access Bank Botswana Limited in Botswana. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 489577 was issued in Botswana, where card transactions settle in BWP. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 489577 runs on the Visa network as a prepaid card (Visa Classic). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 489577 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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