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BIN 489402 — Lookup & Card Details
Check bank, country, card type, and issuer information for BIN 489402.
What is BIN 489402?
BIN 489402 is issued by Postfinance Ag, from Switzerland, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 489402, that institution is Postfinance Ag in Switzerland. The card runs on the Visa network. Transactions settle in CHF.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 489402 itself is public metadata — it identifies the issuer, not the cardholder.
BIN 489402, digit by digit
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 489402 break down.
BIN 489402 — frequently asked questions
Which bank issued BIN 489402?
BIN 489402 is registered to Postfinance Ag in Switzerland. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
What country is BIN 489402 from?
BIN 489402 was issued in Switzerland, where card transactions settle in CHF. Country of issuance is set by the issuing institution's registration, not by where the card is used.
What card network does BIN 489402 run on?
BIN 489402 runs on the Visa network as a credit card (Visa Platinum). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Is it legal to look up BIN 489402?
Yes. BIN 489402 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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