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BIN 489372 is issued by Pt. Bank Sinarmas, from Indonesia, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 489372, that institution is Pt. Bank Sinarmas in Indonesia. The card runs on the Visa network. Transactions settle in IDR.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 489372 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 489372 break down.
BIN 489372 is registered to Pt. Bank Sinarmas in Indonesia. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 489372 was issued in Indonesia, where card transactions settle in IDR. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 489372 runs on the Visa network as a credit card (Visa Platinum). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 489372 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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