BIN 489191 — Lookup & Card Details

BIN 489191 is issued by First Capital Bank Limited, from Botswana, on the Visa network, as a debit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 489191, that institution is First Capital Bank Limited in Botswana. The card runs on the Visa network. Transactions settle in BWP.

Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 489191 itself is public metadata — it identifies the issuer, not the cardholder.