BIN 489085 — Lookup & Card Details

BIN 489085 is issued by Hsbc Bank (Singapore) Limited, from Singapore, on the Visa network, as a credit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 489085, that institution is Hsbc Bank (Singapore) Limited in Singapore. The card runs on the Visa network. Transactions settle in SGD.

Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.

Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 489085 itself is public metadata — it identifies the issuer, not the cardholder.