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BIN 465585 is issued by Istarska Kreditna Banka Umag D.D., from Croatia, on the Visa network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 465585, that institution is Istarska Kreditna Banka Umag D.D. in Croatia. The card runs on the Visa network. Transactions settle in EUR.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 465585 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 465585 break down.
BIN 465585 is registered to Istarska Kreditna Banka Umag D.D. in Croatia. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 465585 was issued in Croatia, where card transactions settle in EUR. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 465585 runs on the Visa network as a debit card (Visa Business). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 465585 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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