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BIN 463122 is issued by The First National Bank Of Monterey, from United States of America (the), on the Visa network, as a prepaid card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 463122, that institution is The First National Bank Of Monterey in United States of America (the). The card runs on the Visa network. Transactions settle in USD.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 463122 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 463122 break down.
BIN 463122 is registered to The First National Bank Of Monterey in United States of America (the). The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 463122 was issued in United States of America (the), where card transactions settle in USD. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 463122 runs on the Visa network as a prepaid card (Visa Classic). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 463122 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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