BIN 450424 — Lookup & Card Details

BIN 450424 is issued by Banco Ficohsa Nicaragua S.A., from Nicaragua, on the Visa network, as a credit card.

A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 450424, that institution is Banco Ficohsa Nicaragua S.A. in Nicaragua. The card runs on the Visa network. Transactions settle in NIO.

Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.

Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 450424 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.