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BIN 439342 — Lookup & Card Details
Check bank, country, card type, and issuer information for BIN 439342.
What is BIN 439342?
BIN 439342 is issued by Umb Bank, National Association, from United States of America (the), on the Visa network, as a prepaid card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 439342, that institution is Umb Bank, National Association in United States of America (the). The card runs on the Visa network. Transactions settle in USD.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 439342 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.
BIN 439342, digit by digit
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 439342 break down.
BIN 439342 — frequently asked questions
Which bank issued BIN 439342?
BIN 439342 is registered to Umb Bank, National Association in United States of America (the). The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
What country is BIN 439342 from?
BIN 439342 was issued in United States of America (the), where card transactions settle in USD. Country of issuance is set by the issuing institution's registration, not by where the card is used.
What card network does BIN 439342 run on?
BIN 439342 runs on the Visa network as a prepaid card (Visa Workplace Benefits). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Is it legal to look up BIN 439342?
Yes. BIN 439342 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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