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BIN 438910 is issued by Boc Credit Card (International) Limited, from Hong Kong, on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 438910, that institution is Boc Credit Card (International) Limited in Hong Kong. The card runs on the Visa network. Transactions settle in HKD.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 438910 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 438910 break down.
BIN 438910 is registered to Boc Credit Card (International) Limited in Hong Kong. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 438910 was issued in Hong Kong, where card transactions settle in HKD. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 438910 runs on the Visa network as a credit card (Visa Classic). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 438910 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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