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BIN 438897 is issued by Standard Bank Sarl, from Mozambique, on the Visa network, as a prepaid card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 438897, that institution is Standard Bank Sarl in Mozambique. The card runs on the Visa network. Transactions settle in MZN.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 438897 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 438897 break down.
BIN 438897 is registered to Standard Bank Sarl in Mozambique. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 438897 was issued in Mozambique, where card transactions settle in MZN. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 438897 runs on the Visa network as a prepaid card (Visa Business). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 438897 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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