BIN 413515 is issued by Sai Gon - Ha Noi Commercial Joint Stock Bank, from Viet Nam, on the Visa network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 413515, that institution is Sai Gon - Ha Noi Commercial Joint Stock Bank in Viet Nam. The card runs on the Visa network. Transactions settle in VND.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Payment processors read these digits on every transaction: they drive routing decisions, currency handling at checkout, fraud scoring and card-product acceptance rules. BIN 413515 carries no personal information: it maps to an issuing institution and card program, never to an individual account or person.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 413515 break down.
BIN 413515 is registered to Sai Gon - Ha Noi Commercial Joint Stock Bank in Viet Nam. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 413515 was issued in Viet Nam, where card transactions settle in VND. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 413515 runs on the Visa network as a debit card (Visa Classic). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 413515 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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