BIN 412973 is issued by Dfcc Bank Plc, from Sri Lanka, on the Visa network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 412973, that institution is Dfcc Bank Plc in Sri Lanka. The card runs on the Visa network. Transactions settle in LKR.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
In practice this prefix is what a checkout sees first — risk engines score it, gateways route on it, and merchants use it to decide whether to accept the card class at all. BIN 412973 is institutional data under the ISO/IEC 7812 standard — looking it up reveals the issuing program, nothing about any cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 412973 break down.
BIN 412973 is registered to Dfcc Bank Plc in Sri Lanka. The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 412973 was issued in Sri Lanka, where card transactions settle in LKR. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 412973 runs on the Visa network as a debit card (Visa Classic). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 412973 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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