BIN 412809 is issued by Wright Patman Congressional Federal Credit Union, from United States of America (the), on the Visa network, as a debit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 412809, that institution is Wright Patman Congressional Federal Credit Union in United States of America (the). The card runs on the Visa network. Transactions settle in USD.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 412809 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 412809 break down.
BIN 412809 is registered to Wright Patman Congressional Federal Credit Union in United States of America (the). The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 412809 was issued in United States of America (the), where card transactions settle in USD. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 412809 runs on the Visa network as a debit card (Visa Classic). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 412809 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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