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BIN 411096 is issued by Mercantil C.A. Banco Universal, from Venezuela (Bolivarian Republic of), on the Visa network, as a credit card.
A Bank Identification Number (BIN, or Issuer Identification Number / IIN) is the first 6 to 8 digits of any payment card. It tells the payment network which institution issued the card, what kind of card it is, and where it was issued. For BIN 411096, that institution is Mercantil C.A. Banco Universal in Venezuela (Bolivarian Republic of). The card runs on the Visa network. Transactions settle in VES.
Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Merchants, fraud teams, ad platforms and developers use BIN data to route transactions, localize checkout, detect chargebacks and decide which card products they accept. BIN 411096 itself is public metadata — it identifies the issuer, not the cardholder.
Each position in a BIN carries defined meaning under ISO/IEC 7812. Here is how the 6 digits of 411096 break down.
BIN 411096 is registered to Mercantil C.A. Banco Universal in Venezuela (Bolivarian Republic of). The issuing institution is recorded in the card networks' BIN registries and confirmed by the live lookup on this page.
BIN 411096 was issued in Venezuela (Bolivarian Republic of), where card transactions settle in VES. Country of issuance is set by the issuing institution's registration, not by where the card is used.
BIN 411096 runs on the Visa network as a credit card (Visa Platinum). Visa is the world's largest card network, with cards beginning with the digit 4 and accepted in virtually every country.
Yes. BIN 411096 is public infrastructure data under the ISO/IEC 7812 standard — it identifies the issuing program, not any cardholder. No personal or account data is involved in a BIN lookup.
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